:root{
  --bg:#ffffff; --bg-alt:#f3f6fa; --text:#16202e; --muted:#5b6778;
  --brand:#0b5fff; --brand-dark:#0846c2; --navy:#0e1a2b; --line:#e3e8ef;
  --radius:14px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--text);background:var(--bg);line-height:1.6}
a{color:var(--brand);text-decoration:none}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}

/* Nav */
.nav{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{color:var(--text);font-size:1.05rem;display:flex;align-items:center;gap:10px}
.logo-mark{width:34px;height:34px;border-radius:9px;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:800}
.nav nav{display:flex;gap:22px;align-items:center}
.nav nav a{color:var(--text);font-weight:500}
.nav nav a.btn{color:#fff}

/* Buttons */
.btn{display:inline-block;background:var(--brand);color:#fff;padding:12px 22px;border-radius:10px;font-weight:600;transition:.2s}
.btn:hover{background:var(--brand-dark)}
.btn-sm{padding:8px 16px}
.btn-ghost{background:transparent;color:var(--brand);border:2px solid var(--brand)}
.btn-ghost:hover{background:var(--brand);color:#fff}
.btn-block{display:block;text-align:center;margin-top:10px}

/* Hero */
.hero{background:linear-gradient(135deg,var(--navy),#16335e);color:#fff;padding:90px 0 80px}
.hero-inner{display:grid;grid-template-columns:1.4fr 1fr;gap:50px;align-items:center}
.eyebrow{color:#8fb3ff;font-weight:600;font-size:.9rem;letter-spacing:.04em;margin-bottom:14px}
h1{font-size:clamp(2rem,4.5vw,3.1rem);line-height:1.15;margin-bottom:18px}
h1 span{color:#6ea0ff}
.lead{color:#c9d5e6;font-size:1.1rem;max-width:520px}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.hero .btn-ghost{color:#fff;border-color:rgba(255,255,255,.5)}
.hero-card{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);border-radius:var(--radius);padding:10px 24px}
.stat{display:flex;flex-direction:column;padding:16px 0;border-bottom:1px solid rgba(255,255,255,.1)}
.stat:last-child{border:0}
.stat b{font-size:1.15rem}
.stat span{color:#a9b8cd;font-size:.92rem}

/* Sections */
.section{padding:80px 0}
.section.alt{background:var(--bg-alt)}
h2{font-size:2rem;margin-bottom:6px}
.sub{color:var(--muted);margin-bottom:36px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{border:1px solid var(--line);border-radius:var(--radius);padding:26px;transition:.2s;background:#fff}
.card:hover{transform:translateY(-3px);box-shadow:0 10px 30px rgba(14,26,43,.08);border-color:transparent}
.ico{font-size:1.7rem;margin-bottom:10px}
.card h3{margin-bottom:6px}
.card p{color:var(--muted);font-size:.96rem}

/* Steps */
.steps{list-style:none;display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:s;margin-top:30px}
.steps li{background:#fff;border-radius:var(--radius);padding:26px;counter-increment:s;display:flex;flex-direction:column}
.steps li::before{content:counter(s);width:36px;height:36px;border-radius:50%;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:700;margin-bottom:12px}
.steps span{color:var(--muted)}

/* Contact */
.contact{display:grid;grid-template-columns:1.3fr 1fr;gap:40px;align-items:start}
.contact-list{list-style:none}
.contact-list li{display:grid;grid-template-columns:100px 1fr;padding:12px 0;border-bottom:1px solid var(--line)}
.contact-list span{color:var(--muted)}
.contact-box{background:var(--bg-alt);border-radius:var(--radius);padding:30px}
.contact-box p{color:var(--muted);margin-bottom:10px}

/* Footer */
.footer{background:var(--navy);color:#a9b8cd;padding:26px 0;font-size:.92rem}
.footer-inner{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
.footer nav{display:flex;gap:20px}
.footer a{color:#dce6f5}

/* Legal pages */
.legal{padding:60px 0 80px;max-width:760px}
.legal h1{font-size:2.2rem;color:var(--text)}
.legal h2{font-size:1.2rem;margin:28px 0 6px}
.legal p{color:#394556;margin-bottom:8px}
.legal .ph{background:#fff4c2;padding:0 4px;border-radius:4px}

@media(max-width:820px){
  .hero-inner,.contact{grid-template-columns:1fr}
  .grid,.steps{grid-template-columns:1fr}
  .nav nav a:not(.btn){display:none}
  .hero{padding:60px 0}
  .logo{font-size:.95rem;gap:8px}
  .nav nav a.btn{padding:7px 12px;font-size:.9rem}
}

/* ===== Handy / Tablet Feinschliff ===== */
html, body{ overflow-x:clip; }
h1, h2, h3{ overflow-wrap:break-word; hyphens:auto; }
.contact-list a{ overflow-wrap:anywhere; }
/* Rechtsseiten: Seitenabstand behalten */
.legal{ padding-left:20px; padding-right:20px; }
@media (max-width:820px){
  .grid{ grid-template-columns:repeat(2,1fr); }
  .steps{ grid-template-columns:repeat(3,1fr); }
}
@media (max-width:600px){
  .grid, .steps{ grid-template-columns:1fr; }
  .section{ padding:56px 0; }
  h2{ font-size:1.6rem; }
  .legal h1{ font-size:1.7rem; }
  .hero-cta .btn{ flex:1 1 100%; text-align:center; }
  .contact-list li{ grid-template-columns:80px 1fr; }
}
@media (max-width:380px){
  .logo{ font-size:.9rem; gap:6px; }
  .logo-mark{ width:30px; height:30px; }
  .wrap{ padding:0 14px; }
  .legal{ padding-left:14px; padding-right:14px; }
}
@media (max-width:340px){
  .logo{ font-size:.8rem; }
  .nav nav a.btn{ padding:6px 10px; font-size:.8rem; }
}
@media (max-width:820px){ .nav nav a[href="/"]:not(.btn){ display:inline; font-size:.9rem; } }